Disability insurance, often called disability income insurance, is a form of insurance that insures the beneficiary's earned income against the risk that disability will make working (and therefore earning) impossible. In other words, it answers the question, "How would I pay for my living expenses if I became unable to work?"
1 Types of disability insurance
1.1 National social insurance programs
1.2 Employer-supplied disability insurance
1.2.1 Workers' compensation
1.2.2 More general (but very basic) disability insurance
1.3 Veterans' benefits
1.4 Individual disability insurance policies
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